Personal Retirement Plan

If you are within a few years of retiring, or have recently retired, then now is the time to finalise a plan to make the most of your financial resources.

Peace of mind that you won't run out of money, and clarity over how you can afford to live are the foundation of a good retirement.

A Personal Retirement Plan can give you the retirement advice and pension advice you need.

If you have savings or pensions worth over £100,000 you are eligible for a Pension Retirement Plan (PRP). If you do not meet this criteria, please consider our Personal Investment Plan or our Working Financial Plan services.

What our customers say...

What does the pension advice look at?

The advice will assess the pros and cons, to reach a recommendation that covers these issues:

• Your goals and circumstances
  • How much do you need?
  • By when?
• Tracing any missing pensions (or frozen pensions)
• Pension consolidation
• Pension switching
• The right investments for you within the pension
• Flexi-access drawdown
• How to take your tax free income
• Should you take your full 25% tax free lump sum?
  • Should you invest some of this lump sum?
• Annuities
• Tax allowances and planning

Complicated planning, made easy to understand...

What’s included?

• 3 advice meetings
• A detailed advice recommendation
• Thorough market research pack
• A comprehensive suitability report

What’s involved?

You will need to:

• Share a summary of your finances so that the advice is tailored to your needs
• Attend up to three video meetings of around 45 minutes to an hour
• Sign a small number of forms (mainly online)

What happens after you present the plan?

If you choose we can offer a full implementation service which includes:

• Guiding you through opening the required accounts
• Purchase or consolidation of the recommended pensions, annuities or investments
• Annual review and rebalancing of investments

Book a free consultation worth £175 now:

• 15 minute initial phone call, followed by:
• 45 minute video call

Accreditations

Why use an Independent Financial Advisor?

An Independent Financial Adviser is not tied to any one product or investment provider, so can work with each client to establish their personal financial needs and secure the right outcome for their circumstances.

Whereas tied or restricted ‘advisers’ can only sell you the products and companies they are linked to (or possibly refer you on to another independent adviser if their products are not appropriate).

Take action today, to secure your financial future, and everything that is dependant on that.